{"id":12614,"date":"2026-04-02T22:26:41","date_gmt":"2026-04-02T22:26:41","guid":{"rendered":"https:\/\/espe.manoscrm.com\/student-insurance\/"},"modified":"2026-05-05T18:02:36","modified_gmt":"2026-05-05T18:02:36","slug":"student-insurance","status":"publish","type":"page","link":"https:\/\/espe.manoscrm.com\/en\/student-insurance\/","title":{"rendered":"Student Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12614\" class=\"elementor elementor-12614 elementor-3860\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd58e6b e-flex e-con-boxed e-con e-parent\" data-id=\"dd58e6b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6eeb948 premium-header-block premium-header-block premium-lq__glass5 premium-box-lq__none elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"6eeb948\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-widget-container\">\n\t\t<div class=\"premium-dual-header-wrapper\">\n\t\t\t\t\t<h1 class=\"premium-dual-header-first-header \"><span class=\"premium-dual-header-first-span\">We support your path at all times <\/span><\/h1> \t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53ea087 elementor-widget elementor-widget-heading\" data-id=\"53ea087\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Student Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a096d37 elementor-widget elementor-widget-text-editor\" data-id=\"a096d37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Immediate assistance and coverage of medical expenses in the event of accidents that occur on and off campus.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-06e675c e-flex e-con-boxed e-con e-parent\" data-id=\"06e675c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-82b6354 premium-atext__highlight elementor-widget elementor-widget-premium-addon-fancy-text\" data-id=\"82b6354\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-fancy-text.default\">\n\t\t\t\t\t\t\t<div class=\"premium-atext__wrapper premium-atext premium-atext__shape\" data-settings=\"{&quot;effect&quot;:&quot;shape&quot;,&quot;style&quot;:&quot;highlight&quot;}\">\n\n\t\t\t<h3 class=\"premium-atext__headline\">\n\t\t\t\t\t\t\t<span class=\"premium-prefix-text\">\n\t\t\t\t\t<span >Insurance<\/span>\n\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-atext__text\" data-text=\"Student and Life Accident\">\n\t\t\t\t\tStudent and Life Accident\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" viewBox=\"0 0 500 150\" preserveAspectRatio=\"none\"><path d=\"M5,125.4c30.5-3.8,137.9-7.6,177.3-7.6c117.2,0,252.2,4.7,312.7,7.6\"><\/path><path d=\"M26.9,143.8c55.1-6.1,126-6.3,162.2-6.1c46.5,0.2,203.9,3.2,268.9,6.4\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t<\/span>\n\n\t\t\t\n\t\t\n\t\t\t\n\t\t\t\n\t\t\t<\/h3>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b80dc3 elementor-widget elementor-widget-text-editor\" data-id=\"6b80dc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Protect your life and studies against accidents.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19be130 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"19be130\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e31741 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"0e31741\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;horizontal_scroll_mobile&quot;:&quot;disable&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"14882625\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-148826251\" data-tab-title-id=\"e-n-tab-title-148826251\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-148826251\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tRegular Undergraduate and Graduate Students\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-148826252\" data-tab-title-id=\"e-n-tab-title-148826252\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-148826252\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tMilitary students of Special Units\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-148826251\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-148826251\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-d09b2d3 e-con-full e-flex e-con e-child\" data-id=\"d09b2d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6d51ae9 e-con-full e-flex e-con e-child\" data-id=\"6d51ae9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d898699 elementor-widget elementor-widget-text-editor\" data-id=\"d898699\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The personal accident insurance contracted by the University of the Armed Forces ESPE, with the <strong><span style=\"text-decoration: underline;\"><span style=\"color: #00723d; text-decoration: underline;\">company LATINA DE SEGUROS<\/span><\/span><\/strong>, for the benefit of the regular undergraduate and graduate students of the University (civilian and military) is intended to cover the death or bodily injury suffered by the insured person on the occasion of an accident covered by the policy.  <strong>24 hours a day, 365 days a year<\/strong>, anywhere in the world, including hospital loans to students who require hospitalization due to an accident in the clinics and hospitals in which they have agreements.<\/p><p>For the purposes of this insurance, an accident is considered to be any event resulting from an external, violent, unforeseen, fortuitous cause and independent of the insured&#8217;s will.<\/p><ul><li><span lang=\"ES-EC\">It will cover 24 hours a day, 365 days a year, <strong>inside and\/or outside the institution<\/strong> and anywhere in the world, at no cost, from 12:00 on August 16, 2024, until 12:00 on August 16, 2026. The insured may receive medical attention from any authorized physician or at any hospital, nursing home or clinic. <\/span><\/li><li><span lang=\"ES-EC\">Medical expenses also include X-ray expenses and dental treatment necessary as a result of an accident.<\/span><\/li><li><span lang=\"ES-EC\">The compensation to which the insurance company is obliged will be independent of others contracted individually and\/or collectively by the insured.<\/span><\/li><li><span lang=\"ES-EC\">In the event of the accidental death of the person on whom the student is financially dependent, 50% of the coverage for study support will be paid, being two periods.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-148826252\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-148826252\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-3c8934c e-con-full e-flex e-con e-child\" data-id=\"3c8934c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7487e84 e-con-full e-flex e-con e-child\" data-id=\"7487e84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff7fe03 elementor-widget elementor-widget-text-editor\" data-id=\"ff7fe03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div><p>In the case of military students of the different Special Units, in all cases in which the insurance service contracted by the ESPE is required, the claim must be reported to the Social Work area of their respective Unit, who will be responsible for carrying out the pertinent procedure in terms of required documentation with notification of the claim within a maximum period of 90 working days.<\/p><p>The Social Work area of the Special Units will send the complete documentation to the Social Work area of the ESPE (University Welfare Unit) to carry out the procedure with the insurer and follow up on care and disbursement.<\/p><\/div><div><p><b>EXCLUSIONS \/ DEDUCTIBLE<\/b><\/p><ul><li>The age limit will be up to 70 years old, in case you exceed this age to 75 years old, the payment will be 50% of what you contracted.<\/li><li>Injuries intentionally caused by the insured are excluded.<\/li><li>Suicide or attempted suicide.<\/li><li>No deductible for all coverages.<\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d71cea4 e-flex e-con-boxed e-con e-parent\" data-id=\"d71cea4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5e7ae6b e-con-full e-flex e-con e-child\" data-id=\"5e7ae6b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-297022c elementor-invisible elementor-widget elementor-widget-n-accordion\" data-id=\"297022c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;_animation&quot;:&quot;slideInRight&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4340\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4340\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Death claims requirements   <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4340\" class=\"elementor-element elementor-element-384d5f9 e-con-full e-flex e-con e-child\" data-id=\"384d5f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1202be6 elementor-widget elementor-widget-text-editor\" data-id=\"1202be6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><span lang=\"ES-EC\">Insurance Company Form (UBUN)<\/span><\/li><li><span lang=\"ES-EC\">Birth certificate of the deceased<\/span><\/li><li><span lang=\"ES-EC\">Certificate of removal of the body, and\/or medical certificate<\/span><\/li><li><span lang=\"ES-EC\">Police report<\/span><\/li><li><span lang=\"ES-EC\">Autopsy Certificate<\/span><\/li><li><span lang=\"ES-EC\">Death certificate<\/span><\/li><li><span lang=\"ES-EC\">Copy of the identity card<\/span><\/li><li><span lang=\"ES-EC\">Copy or certificate of enrolment<\/span><\/li><li><span lang=\"ES-EC\">Effective possession of property<\/span><\/li><li><span lang=\"ES-EC\">Legible copies of identity cards of legal heirs.<\/span><\/li><li><span lang=\"ES-EC\">Number of bank accounts of life insurance beneficiaries<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4341\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4341\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Medical Expense Reimbursement Requirements <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4341\" class=\"elementor-element elementor-element-40f236d e-con-full e-flex e-con e-child\" data-id=\"40f236d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d54222b elementor-widget elementor-widget-text-editor\" data-id=\"d54222b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Insurance company form, signed by the student and the doctor<\/li><li>Copy of the student&#8217;s ID card<\/li><li>Copy of the registration or registration certificate<\/li><li>Original electronic invoices that support all expenses incurred and comply with the legal rules of the Internal Revenue Service (SRI).<\/li><li>Original prescriptions, original lab test orders, original x-ray orders, with their corresponding original result.<\/li><li>Medical certificate with diagnosis.<\/li><li>Copy of the Identity Card in whose name the invoices are.<\/li><li>In case of an accident Operation, include complete Medical History, Operative Record and Anesthesia.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4342\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4342\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Requirements for total and\/or permanent disability <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4342\" class=\"elementor-element elementor-element-cafd7b7 e-con-full e-flex e-con e-child\" data-id=\"cafd7b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39bd170 elementor-widget elementor-widget-text-editor\" data-id=\"39bd170\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><span lang=\"ES-EC\">Insurance Company Form<\/span><\/li><li><span lang=\"ES-EC\">Certificate issued by the authorized health center<\/span><\/li><li><span lang=\"ES-EC\">Hospital or clinic report about the disability<\/span><\/li><li><span lang=\"ES-EC\">Certificate of enrollment of the Career to which the student belongs<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4343\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4343\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Procedure for Hospital Credit <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4343\" class=\"elementor-element elementor-element-4504df2 e-flex e-con-boxed e-con e-child\" data-id=\"4504df2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57f96e7 elementor-widget elementor-widget-text-editor\" data-id=\"57f96e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The HOSPITAL and\/or AMBULATORY CREDIT service applies when the insured requires EMERGENCY CARE FOR AN ACCIDENT. To access this service, the member or family member must call 1800-LATINA (528462) option 3 (hospital credit for accident) and indicate the name of the insured and the name of the institution to which he or she belongs, so that our Call Center (24\/7 service) directs him or her to a Clinic in agreement, for proper attention in the emergency area. Upon admission, the student must present the ID, student card (optional) and enrollment certificate, obtained from the academic system.<\/p><p>It is important to note the following:<\/p><ol><li style=\"list-style-type: none;\"><ol><li>All credits will be in accordance with the conditions and limit of the policy, applying the corresponding deductibles, which in this case is zero.<\/li><li>The credits will be limited solely and exclusively to the emergency due to accidents, understood as any service requested within 24 hours, after the occurrence of the event.<\/li><li>Any consultation or treatment required, after 24 hours of the event occurring, either for first care or as a follow-up, will have to be handled via reimbursement.<\/li><li>An accident will be considered to be &#8220;any bodily injury suffered involuntarily by the Insured, directly caused by external, violent, fortuitous and unforeseen events that occur while the coverage in their favor is in force and that requires medical attention. All bodily injuries suffered by a person in the same accident shall be considered as a single event.&#8221;<\/li><li>Only credits that are for events as a result of an accident will be awarded; (MEDICAL EXPENSES FOR ILLNESS DO NOT APPLY).<\/li><\/ol><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f12847 e-transform e-transform elementor-widget elementor-widget-button\" data-id=\"0f12847\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.9,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/docs.google.com\/document\/d\/1FRCn6JRG_yy08OZ7yATAwzk1HBy4qHY8\/edit?usp=drive_link&#038;ouid=118307321586016177233&#038;rtpof=true&#038;sd=true\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"ri ri-download-fill\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">DOWNLOAD THE ACCIDENT FORM<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-189660e e-con-full e-flex e-con e-child\" data-id=\"189660e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c3e5cde premium-table-dir-ltr elementor-invisible elementor-widget elementor-widget-premium-tables-addon\" data-id=\"c3e5cde\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"premium-tables-addon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"premium-table-wrap\">\r\n\t\t\t\r\n\t\t\t<table class=\"premium-table\" data-settings=\"{&quot;sort&quot;:false,&quot;usNumbers&quot;:false,&quot;sortMob&quot;:false,&quot;search&quot;:false,&quot;records&quot;:false,&quot;dataType&quot;:&quot;custom&quot;,&quot;csvFile&quot;:null,&quot;firstRow&quot;:null,&quot;separator&quot;:null,&quot;pagination&quot;:&quot;&quot;,&quot;rows&quot;:0}\" >\r\n\r\n\t\t\t\r\n\t\t<thead class=\"premium-table-head\">\r\n\r\n\t\t\t<tr class=\"premium-table-row\">\r\n\r\n\t\t\t\t<th class=\"premium-table-cell elementor-repeater-item-8e19167\"><span class=\"premium-table-text\">COVERAGE<\/span><\/th><th class=\"premium-table-cell elementor-repeater-item-5a60a2a\"><span class=\"premium-table-text\">VALUES<\/span><\/th>\r\n\t\t\t<\/tr>\r\n\r\n\t\t<\/thead>\r\n\r\n\t\t\t\t<tbody class=\"premium-table-body\">\r\n\t\t\t\t\t\t<tr class=\"premium-table-row elementor-repeater-item-563cd21\"><td class=\"premium-table-cell elementor-repeater-item-5dc6880\"><span class=\"premium-table-text\">ACCIDENTAL DEATH<\/span><\/td><td class=\"premium-table-cell elementor-repeater-item-a2e398c\"><span class=\"premium-table-text\">$5,000.00<\/span><\/td><\/tr><tr class=\"premium-table-row elementor-repeater-item-93b6698\"><td class=\"premium-table-cell elementor-repeater-item-52cbffe\"><span class=\"premium-table-text\">TOTAL AND\/OR PERMANENT DISABILITY<\/span><\/td><td class=\"premium-table-cell elementor-repeater-item-64de75d\"><span class=\"premium-table-text\">$5,000.00<\/span><\/td><\/tr><tr class=\"premium-table-row elementor-repeater-item-e305c33\"><td class=\"premium-table-cell elementor-repeater-item-4e31ee4\"><span class=\"premium-table-text\">ACCIDENTAL DISMEMBERMENT<\/span><\/td><td class=\"premium-table-cell elementor-repeater-item-b4cd270\"><span class=\"premium-table-text\">$5,000.00<\/span><\/td><\/tr><tr class=\"premium-table-row elementor-repeater-item-cf6a53a\"><td class=\"premium-table-cell elementor-repeater-item-068b3dd\"><span class=\"premium-table-text\">STUDY SUPPORT<\/span><\/td><td class=\"premium-table-cell elementor-repeater-item-5fbf427\"><span class=\"premium-table-text\">$2,500.00<\/span><\/td><\/tr><tr class=\"premium-table-row elementor-repeater-item-dadf20f\"><td class=\"premium-table-cell elementor-repeater-item-9388195\"><span class=\"premium-table-text\">MEDICAL EXPENSES DUE TO ACCIDENT<\/span><\/td><td class=\"premium-table-cell elementor-repeater-item-b24711f\"><span class=\"premium-table-text\">$2,500.00<\/span><\/td><\/tr><tr class=\"premium-table-row elementor-repeater-item-d923597\"><td class=\"premium-table-cell elementor-repeater-item-4bc7d42\"><span class=\"premium-table-text\">FUNERAL EXPENSES DUE TO ACCIDENT<\/span><\/td><td class=\"premium-table-cell elementor-repeater-item-c1795c2\"><span class=\"premium-table-text\">$600.00<\/span><\/td><\/tr><tr class=\"premium-table-row elementor-repeater-item-2aaf749\"><td class=\"premium-table-cell elementor-repeater-item-e5a00ef\"><span class=\"premium-table-text\">AMBULANCE BY ACCIDENT<\/span><\/td><td class=\"premium-table-cell elementor-repeater-item-2a73311\"><span class=\"premium-table-text\">$300.00<\/span><\/td><\/tr><tr class=\"premium-table-row elementor-repeater-item-38fc336\"><td class=\"premium-table-cell elementor-repeater-item-5e594c6\"><span class=\"premium-table-text\">DAILY FEEDING<\/span><\/td><td class=\"premium-table-cell elementor-repeater-item-b6cf436\"><span class=\"premium-table-text\">$15.00<\/span><\/td>\t\t\t<\/tr>\r\n\t\t<\/tbody>\r\n\r\n\t\t\r\n\t\t\t<\/table>\r\n\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81bb134 e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"81bb134\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c03cc13 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"c03cc13\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;start&quot;,&quot;horizontal_scroll_mobile&quot;:&quot;disable&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"201575443\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-2015754431\" data-tab-title-id=\"e-n-tab-title-2015754431\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2015754431\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tClinics in agreement\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2015754432\" data-tab-title-id=\"e-n-tab-title-2015754432\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2015754432\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tAccident Reimbursement Form\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2015754433\" data-tab-title-id=\"e-n-tab-title-2015754433\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2015754433\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tDeath Form\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2015754434\" data-tab-title-id=\"e-n-tab-title-2015754434\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2015754434\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tHospital Credit Procedure\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2015754431\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2015754431\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-efcb698 e-con-full e-flex e-con e-child\" data-id=\"efcb698\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a277629 e-transform e-transform elementor-widget elementor-widget-button\" data-id=\"a277629\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.9,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/espe.manoscrm.com\/wp-content\/uploads\/2026\/04\/CLINICAS-Y-CASAS-DE-SALUD-EN-CONVENIO-1.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CLINICS AND HEALTH HOUSES IN CONVENIOAP  <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6d28e7 elementor-widget elementor-widget-text-editor\" data-id=\"a6d28e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Note: Present Identity Card and Certificate of Enrollment for the current academic period.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2015754432\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2015754432\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-2d0c539 e-con-full e-flex e-con e-child\" data-id=\"2d0c539\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa69645 e-transform e-transform elementor-widget elementor-widget-button\" data-id=\"aa69645\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.9,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/espe.manoscrm.com\/wp-content\/uploads\/2026\/04\/AP-Notificacion-de-Accidente-reembolso-con-datos-ESPE-1.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">AP Accident Notification (reimbursement) with ESPE data<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e49827d elementor-widget elementor-widget-text-editor\" data-id=\"e49827d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Note: Present Identity Card and Certificate of Enrollment for the current academic period.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2015754433\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2015754433\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-228abc7 e-con-full e-flex e-con e-child\" data-id=\"228abc7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c042590 e-transform e-transform elementor-widget elementor-widget-button\" data-id=\"c042590\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.9,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/espe.manoscrm.com\/wp-content\/uploads\/2026\/04\/AP-Notificacion-Defuncion.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">AP Death Notification<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd96e74 elementor-widget elementor-widget-text-editor\" data-id=\"fd96e74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Note: Present Identity Card and Certificate of Enrollment for the current academic period.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2015754434\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2015754434\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-3c9ac3d e-con-full e-flex e-con e-child\" data-id=\"3c9ac3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a43db76 elementor-widget elementor-widget-text-editor\" data-id=\"a43db76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>HOSPITAL AND\/OR OUTPATIENT EMERGENCY LOANS (STUDENTS):<\/strong><\/p><p>We also have the service of HOSPITAL and\/or AMBULATORY CREDIT. This applies when the insured requires <strong>EMERGENCY CARE DUE TO ACCIDENT; to access this service, the member or family member must call 1800-LATINA (528462) option 3 (hospital credit for accident) and indicate the name of the insured and the name of the institution to which he or she belongs, so that our Call Center (24\/7 service)<\/strong> directs him or her to a Clinic in agreement.  for their due attention in the emergency area. <\/p><p>Upon admission, the student must present the ID, student card (optional) and enrollment certificate, obtained from the academic system.<\/p><p>It is important to note the following:<\/p><ol><li>All credits will be in accordance with the conditions and limit of the policy, applying the corresponding deductibles, which in this case is zero.<\/li><li>The credits will be limited solely and exclusively to the emergency due to accidents, understood as any service requested within 24 hours, after the occurrence of the event.<\/li><li>Any consultation or treatment required, after 24 hours of the event occurring, either for first care or as a follow-up, will have to be handled via reimbursement.<\/li><li>An accident will be considered to be &#8220;any bodily injury suffered involuntarily by the Insured, directly caused by external, violent, fortuitous and unforeseen events that occur while the coverage in their favor is in force and that requires medical attention. All bodily injuries suffered by a person in the same accident shall be considered as a single event.&#8221;<\/li><li>Only credits that are for events as a result of an accident will be awarded; (MEDICAL EXPENSES FOR ILLNESS DO NOT APPLY).<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0ffaa23 e-flex e-con-boxed e-con e-parent\" data-id=\"0ffaa23\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-adb00be elementor-widget elementor-widget-heading\" data-id=\"adb00be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contacts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d91733e e-flex e-con-boxed e-con e-parent\" data-id=\"d91733e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cc814f elementor-widget elementor-widget-text-editor\" data-id=\"3cc814f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Eng. Marianela Jaramillo <\/p><p>Correo:emjaramillo@espe.edu.ec<\/p><p>WELLNESS UNIT<\/p><p>UNIVERSITY<\/p><p>Ext. 1535<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>We support your path at all times Student Insurance Immediate assistance and coverage of medical expenses in the event of accidents that occur on and off campus. Insurance Student and Life Accident Protect your life and studies against accidents. Regular Undergraduate and Graduate Students Military students of Special Units The personal accident insurance contracted by [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12614","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/espe.manoscrm.com\/en\/wp-json\/wp\/v2\/pages\/12614","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/espe.manoscrm.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/espe.manoscrm.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/espe.manoscrm.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/espe.manoscrm.com\/en\/wp-json\/wp\/v2\/comments?post=12614"}],"version-history":[{"count":1,"href":"https:\/\/espe.manoscrm.com\/en\/wp-json\/wp\/v2\/pages\/12614\/revisions"}],"predecessor-version":[{"id":12620,"href":"https:\/\/espe.manoscrm.com\/en\/wp-json\/wp\/v2\/pages\/12614\/revisions\/12620"}],"wp:attachment":[{"href":"https:\/\/espe.manoscrm.com\/en\/wp-json\/wp\/v2\/media?parent=12614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}